Same here. I had the same problem with my older AMD system. I had to enable fTPM in the BIOS, and then the PC Health Check finally gave me the green light.
Yeah, You could also check if a discrete TPM 2.0 module is an option for your motherboard if the fTPM setting isn't there. Another option is to look into the Windows 11 bypass install methods, though that's not officially supported.
Agreed. I had the same problem with my FX chip. Honestly, I just stuck with Windows 10 on that machine and it was the right call for stability. Good luck!